Insurance

Clubs and Associations

Clubs must be affiliated with any Home Nation Association and have additionally opted to take out insurance cover to receive these benefits. The Home Nation Associations and their Regional Committees are automatically covered. Clubs, Home Nation and Regional Committees are insured to a limit of £5 million in respect of Public Liability Insurance.

Public Liability

This recognises that any club who joins a Home Nation Association could be found negligent in their duty to participants, spectators, facility providers or the public and as a result be held legally liable for accident, injury or damage to property or individuals.

Clubs are insured for Public Liability to a limit of £5 million per incident.   This includes claims arising from club activities while at home or abroad, social functions/ meetings, sporting activities of triathlon, duathlon and related multi-sport activities which are formed from a combination of swimming, cycling and running.

It is important to note that the insurance covers your legal liability and legal costs and expenses in the event of negligence only, and does not cover deliberate acts.

Principle Exclusions

• Property in control or charge of the club
• Ownership or use of vehicles
• Liabilities assumed under agreements/ contracts
• The first £250 of each claim (the policy excess) which the individual club is required to pay

Persons Entitled to Indemnity

• British Triathlon Federation, Triathlon England, triathlonscotland, Welsh Triathlon, its employees, committee members and volunteers working on behalf of British Triathlon
• Affiliated regional committees of British Triathlon, Triathlon England, triathlonscotland and Welsh Triathlon
• Affiliated clubs of Triathlon England , triathlonscotland and Welsh Triathlon who have opted for the insurance benefit