Insurance Centre

Insurance Centre

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Insurance Centre

Howden, British Triathlon Insurance Broker, have designed the Insurance Centre to provide all the information you need regarding your insurance cover as a Home Nation member

By being a member of Triathlon England, Triathlon Scotland or Welsh Triathlon, either as a participant, coach, club officer or official you are entitled to Insurance that has been specifically designed, by your Association, to protect you if you are held responsible for causing injury to another person or financial loss or damage to someone else’s property.

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Legal Claims Service

British Triathlon provides an Incident Legal Service for members of Triathlon England & Welsh Triathlon through our preferred legal partner Leigh Day. (Triathlon Scotland provides a separate Incident Legal Service through preferred legal partner Digby Brown)

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Additional Insurance options offered by our preferred partners

Cycle Insurance

As you travel to events home or abroad, it is important to insure your prized possessions against theft or damage. Cycle insurance is not included as part of your Home Nation membership, and valuable bikes and racing are often excluded from home insurance policies.

Yellow Jersey have designed their market leading cycle insurance for triathletes, and are the Official cycle insurance provider to British Triathlon.

A discount of 15% which can be claimed by Home Nation members by logging in to the members area. Age Group athletes are entitled to a higher discount.

To get an instant bicycle insurance quote with Yellow Jersey click here.

Instant Quote


  Individual Members Yellow Jersey Home Insurance Other Cycle Insurer
Public Liability Insurance (Up to £15m)      
Personal Accident Insurance (worldwide)      
Free Legal Advice and Claims Support      
Professional Indemnity for coaches      
Accidental Damage & Theft (worldwide) - ✓ (Optional extra)
Race Fee Cancellation - X ✓ (Optional extra)
DNA+ Forensic Coding - X X
Damage to Bike Box - X
Damage to Bike in Bike Box - X
Theft from Vehicle (unanchored) - X X
Competitive Use (accidental damage) - X ✓ (Optional extra)
Temporary Cycle Hire - X
New for Old Cover -
Transition Cover - X
Roadside Assistance - X ✓ (Optional extra)
Public Liability for non BTF Events (£2m) - X ✓ (Optional extra)
Multi-bike Discount* - X X
Auto Renew Discount - X X
Postcode Free Pricing - X X
Claims Price Freeze** - X X
Cycle Insurance Compare £2,000 Bike - £192 No Online Quote £266
Cycle Insurance Compare £4,000 Bike - £317 No Online Quote £448
Multi-bike Insurance £6000*** - £402 No Online Quote £636
Excess Bicycle - 10%, maximum £100 Flexible £100 or 20%
Excess Third Party Claims - £0 £0 £500

The ‘Home Insurance’ benefits were referenced against household insurance policy from a UK insurance company. For the quote comparison ‘Other Cycle Insurance’, sport specialist insurance provider Cycleguard was used. The Yellow Jersey Ultimate tier policy includes all cover as standard and is not rated on postcode. To obtain a comparative quote an SE1 postcode was used. Quotes are on a like for like basis compared to Yellow Jersey Ultimate cover (where possible). Quotes are accurate as at 13/11/2018 – Rates are illustrative, you must visit other sites to obtain a full quotes and you must check all policy documents for all policy terms. *Full Price is charged on most expensive bicycle ** Subject to no more than 3 claims in 3 years ***Price is based on Cervelo worth £3500, a Bianchi worth £1500 and a Trek worth £1000

Travel Insurance

Your Home Nation Membership will not cover the costs of emergency medical care or repatriation if you injure yourself racing overseas. If you are competing or training abroad, we strongly recommend checking you have adequate travel insurance cover.

Yellow Jersey offer cycling specific travel insurance designed for British Triathlon Home Nation members training and racing abroad.

A discount of 15% can be claimed by Home Nation members by logging in to the members area. Age Group athletes are entitled to a higher discount.

To get an instant travel insurance quote with Yellow Jersey click here.

Instant Quote

Questions About Insurance?

If you have any additional questions, please email the team:

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