Howden, British Triathlon Insurance Broker, have designed the Insurance Centre to provide all the information you need regarding your insurance cover as a Home Nation member
By being a member of Triathlon England, Triathlon Scotland or Welsh Triathlon, either as a participant, coach, club officer or official you are entitled to Insurance that has been specifically designed, by your Association, to protect you if you are held responsible for causing injury to another person or financial loss or damage to someone else’s property.
Legal Claims Service
British Triathlon provides an Incident Legal Service for members of Triathlon England & Welsh Triathlon through our preferred legal partner Leigh Day. (Triathlon Scotland provides a separate Incident Legal Service through preferred legal partner Digby Brown).
Additional Insurance options offered by our preferred partners
As you travel to events home or abroad, it is important to insure your prized possessions against theft or damage. Cycle insurance is not included as part of your Home Nation membership and needs to be arranged seperately.
|Individual Members||Yellow Jersey||Home Insurance||Other Cycle Insurer|
|Public Liability Insurance (Up to £10m)||✓|
|Personal Accident Insurance (worldwide)||✓|
|Free Legal Advice and Claims Support||✓|
|Professional Indemnity for coaches||✓|
|Accidental Damage & Theft (worldwide)||-||✓||✓||✓ (Optional extra)|
|Race Fee Cancellation||-||✓||X||✓|
|DNA+ Forensic Coding||-||✓||X||X|
|Damage to Bike Box||-||✓||X||✓|
|Damage to Bike in Bike Box||-||✓||X||✓|
|Theft from Vehicle (unanchored)||-||✓||X||X|
|Competitive Use (accidental damage)||-||✓||X||✓ (Optional extra)|
|Temporary Cycle Hire||-||✓||X||✓|
|New for Old Cover||-||✓||✓||✓|
|Public Liability for non BTF Events (£2m)||-||✓||X||✓ (Optional extra)|
|Multi-bike Discount*||-||✓||X||X (3 bikes max)|
|Auto Renew Discount||-||✓||X||X|
|Postcode Free Pricing||-||✓||X||X|
|Claims Price Freeze**||-||✓||X||X|
|Cycle Insurance Compare £2,000 Bike||-||£191||No Online Quote||£312|
|Cycle Insurance Compare £4,000 Bike||-||£316||No Online Quote||£575|
|Multi-bike Insurance £6000***||-||£394||No Online Quote||£674|
|Excess Bicycle||-||£100||Flexible||£100 or 20%|
|Excess Third Party Claims||-||£0||£0||£500|
The ‘Home Insurance’ benefits were referenced against household insurance policy from a UK insurance company. For the quote comparison ‘Other Cycle Insurance’ a sport specialist insurance provider was used. The Yellow Jersey Policy includes all cover as standard and is not rated on postcode, to obtain a comparative quote with Triathlon-guard postcode SE1 was used. Quotes are on a like for like basis compared to Yellow Jersey standard cover (where possible). Quotes are accurate as at 05/07/2017 – Rates are illustrative, you must visit other sites to obtain a full quotes and you must check all policy documents for all policy terms. *Full Price is charged on most expensive bicycle ** Subject to no more than 3 claims in 3 years ***Price is based on Cervelo worth £3500, a Bianchi worth £1500 and a Trek worth £1000
Yellow Jersey offer a cycling specific travel insurance to provide cover for emergency medical expenses, repatriation (and lots of other features you'd expect from a travel insurer) for those training and racing abroad.
We have negotiated a membership discount of 10% which can be claimed by Home Nation members by logging in to the members area.
For more information or for a quote, please visit www.yellowjersey.co.uk
Questions About Insurance?
If you have any additional questions, please email the team: firstname.lastname@example.org